HDFC Bank SmartHub Vyapar 7.1.0

Business solutions and business growth. With one powerful app, now get both!

HDFC Bank SmartHub Vyapar is a comprehensive Business & Banking App designed to facilitate your business growth. You can instantly onboard and start accepting payments from all modes, digitally manage all your business payments, access loans, apply for fixed deposits, and business cards.

SmartHub Vyapar also provides you with various customer engagement and analytics tools to empower your business growth.

One of the top-rated business apps that seamlessly manages your day-to-day business operations and facilitates growth.

Key features of HDFC Bank SmartHub Vyapar:

• Instant Onboarding:

  1. HDFC Bank SmartHub Vyapar offers instant, digital, and paperless onboarding experience for existing HDFC Bank Current Account & Savings Account holders.
  2. Receive QR code instantly to start accepting UPI payments as a SmartHub Vyapar merchant.

• Seamless Payment Acceptance:

  1. Accept payments seamlessly from all modes including Cards - Tap N Pay, UPI, SMS Pay, and QR.
  2. Get instant settlements on UPI transactions for easy access to funds.
  3. Receive voice and SMS notifications for every successful transaction.
  4. View all payments credited to your account in a single view across all payment methods and stores.
  5. Digitally record, track, and collect outstanding customer dues through Pay Later.
  6. Use Cash Register to record customer cash payments for easy reconciliations.
  7. Empower your staff to accept payments by creating their app logins and assigning roles such as cashier or manager.
  8. Merchants can view all their Central Bank Digital Currency (CBDC)/Digital Rupee transactions via SmartHub Vyapar.

• Access Loans for Business Growth:

  1. Avail funds from various loan options to match your business needs, including collateral-based and no collateral loan options:
  Collateral-based loans: Loan against Property, Gold loan, Loan against Securities No Collateral loans: Insta/Jumbo loan against Credit Card, Overdraft facility, Business Loan
  2. Enjoy disbursal in 10 seconds without documentation for select pre-approved customers.

• Digital Business Payments:

  1. Make vendor, distributor, GST, and utility bill payments digitally, powered by HDFC Bank Business Credit Card, and get a credit period of up to 50 days.
  2. Avail easy payment options at a flat 1% interest rate.
  3. Access dashboards and reports for easy tracking and reconciliation.

• Grow Your Business Digitally:

  1. Increase footfalls and sales at your outlets by creating offers for your customers and sharing them via messaging apps and social media.
  2. Understand buying behavior with real-time data of your customers.
  3. Track transactions of all outlets in real-time on the one-view Dashboard.
  4. Download transaction and settlement reports for desired time-periods from the Reports section to track business performance easily.

HDFC Bank SmartHub Vyapar App also grants you access to:

1. Banking Services: Gain instant access to HDFC Bank's numerous offerings such as Business Credit Cards, Prepaid Cards, and Fixed Deposits within the app itself.
2. 24*7 Support: Benefit from around-the-clock service support with the EVA chatbot and easily reach out to the help center to address all issues and queries.
3. Tutorials and FAQs: Access all necessary information about SmartHub Vyapar and its features.

Download the HDFC Bank SmartHub Vyapar App today and kickstart your business!